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Please note, nothing I write on any website is legal advice. Nor does any communication in which we engage form an type of client / consultant relationship. Please do not act or refrain from acting based on anything you see on my Facebook Timeline or as the result of any private messages we share. I AM NOT AN ATTORNEY AND DO NOT PRETEND TO BE. I have no formal legal training.   If you need to seek advice of an attorney, please go to Consumer Credit Attorney.

Why should I care what you say?

For the most part you shouldn’t. But when it comes to the credit repair space I have been working for law firms that fight creditors since 2003. I have owned Xpert Credit Repair since 2005. Together I have reviewed more credit reports, overseen more disputes and successful resolutions with creditors than most in this industry. All of this without disputing at the credit reporting agencies as a main practice.